Comprehensive Protection for
You and Your Family
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to match your individualized needs
Insurance blahs … a common experience.
Okay, I will go ahread and say it . . . insurance is not the most exciting topic and often its as the last item on the proverbial to-do list. Often misunderstood and not terribly transparent to the everyday person, insurance often gets a bad rap. Not knowing why one broker or agency is better than another (in other words, why would I give this company my business over that company?) Aren’t they all the same anyways? On top of that, there seems to be an insurance product for everything yet knowing which one makes sense or why seems out of reach. In fact, it can be so overwhelming people will often find ways to avoid having to deal with it at all and tell themselves things like ‘I’m in no rush’ or ‘I’ll deal with it tomorrow’. I call this this the ‘insurance blahs’ experience and so you know, if you’ve had these thoughts or uttered these words you’re not alone.
Hi! I’m Diane and welcome to Dharma Insurance and Investments where we work differently so this is not your experience.
An all too common example of why we need to protect ourselves.
When life happens, it really happens and it’s rarely planned for.
In 2016 I was unexpectedly laid off and forced to face a new unknown. With the many ups and downs that came my way, I am thankful that I had set myself up with a rainy day fund. That fund not only protected me but also afforded me the freedom to spread my wings and go on an entrepreneurial adventure with my life, never to look back.
The unintended consequence of my preparedness? While always having been an advocate for personal financial planning and preparation. I saw an opportunity to help others become their own advocates and from there I made the choice to become an insurance and investments broker. I like good news stories and I knew I could help others put themselves in a position where that can be a reality for them too.
In a world we have little control over, my experience in 2016 is proof that being financially prepared can not only avoid possible disastrous financial outcomes but, in fact, positively change your life. Dharma Insurance and Investments is the expression of my commitment to help others move past the ‘insurance blahs’ and into meaningful, one-to-one conversations with your financial preparedness as the goal. It’s how I can help you create your own good news story, should the unexpected happen to you.
About Dharma Insurance & Investments
I created Dharma Insurance and Investments to be anything but your typical finance company. I believe there is a better way to do insurance and financial planning based on the following three common challenges I see in the industry:
Your Insurance and investment needs are not one-size-fits-all; they are unique to you
Your life happens and your life changes. Your insurance should keep up and keep aligned with your current needs
Your relationship with your insurance broker should be treated as the valuable asset it is – in the same fashion as any other relationship with a service professional
Here is how I built Dharma Insurance & Investments to overcome these challenges and it is based on an approach where I live into the following values: Trust, Share, Educate & Update.
- Trust. I will work with you to build our relationship through transparent communication; informed and up to date content; quick response times; timely action; and because life doesn’t just happen between 9:00 am and 5:00 pm, I am available when you need me.
- Share. We will work as a team to identify your concerns and goals and clarify your questions. The perfect Insurance and investment plan for you must align with your needs.
- Educate & Update. I stay informed on products and services and as a part of my commitment to our relationship and putting your financial preparedness first, we will review your products yearly to ensure your needs are always being met.
- Repeat. I want to earn my clients and I want my clients coming back to me for their insurance and investment needs; I will continue to live into the values liste above.
Your Personalized Services
Our hospitalization plans are very unique! Your insurance plan will ensure you are paid for each and every day you are hospitalized due to injury or accident. Additionally, recovery benefits are paid when you are treated for fractures or have day surgery – this is unique in the industry
Nobody likes to think about what will happen if they become disabled. But it’s no different than maintaining insurance for houses, cars, jewelry, or art. Finding the right plan to suit your income protection needs is our specialty.
A must-have in insurance, critical illness insurance is new to the industry and we are experienced in providing this product. The unfortunate truth is that 48% of Canadians will get some form of cancer. This type of critical illness, along with others can be insured so that when a critical illness arises, you can have financial peace of mind. Being financially comfortable during a time of critical illness offers the opportunity to focus on your healing journey.
Protection for Your Loved Ones
Life insurance is the gift you give your loved ones during times of grief. With the right policy, you are better able to ease the financial pressures of your children, spouse or extended loved ones. Some benefits may include ensuring your children’s post-secondary education is paid or alleviating the tax burdens that may arise when assets are transferred to your loved ones.
Some of the benefits of investing with an insurance broker, is that your investment has guarantees; is creditor protected and avoids probate fees Guarantees offer peace of mind during times of market volatility such as those we have seen since Covid-19 pandemic,. Creditor protection provides individuals and business owners the ability to protect their investments by ensuring assets transfer directly to your beneficiaries. Protection from probate allows your beneficiaries to receive their proceeds without long waits ensuring there are no other claims against your estate.
Ask us about how you can protect your investments.
My mission is to educate and give our clients the best possible service to ensure continued support and product knowledge. Contact Diane today to book an appointment.
Calculate Your Life Insurance Needs
Contact Diane Alexander
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Personalized coverage for you and yours
Please send us a message if you have any questions.
Monday – Friday: 9am – 5pm
Saturday – Sunday: By appointment
Posts coming soon!